ISS is available virtually and in-person Mondays-Fridays during business hours.
Contract year is defined as each McGill University academic year period from September 1 to August 31 of the following year, except for Exchange students. Your coverage becomes effective:
- August 1, for the semester starting September 1 or
- December 15, for the semester starting January 1 or
- April 15 for the semester starting May 1
You are provided with two complimentary weeks to keep you covered while you settle in prior to the start of your studies.
|Types of Coverage||Who's Covered||Notes|
|Single Coverage||Only you (student)|
|Dependent Coverage||You and your spouse* OR you and your dependent** child||
*Spouse - the person, of the opposite sex, or same sex, who is:
**Dependent Child(ren) unmarried financially dependent child(ren), until they reach age 18. Dependent children in Canada are now eligible for RAMQ coverage.
|Family Coverage||You, your spouse and at least one dependent child OR you and more than one dependent child|
To activate your coverage, you must confirm your health insurance contract on Minerva, under International Student Health Insurance Coverage Form.
Get detailed information about your International Health Insurance coverage in the Medavie Blue Cross Handbook.
Important note about diagnostic tests: Charges for out-of-hospital diagnostic tests, other than those mentioned in the handbook, are not covered. To obtain an estimate of the amount that would be reimbursed by the plan for a diagnostic test, you can send a request for an estimate to Blue Cross as you would do for a claim (for example, on the Medavie Blue Cross application) and a response will be sent to you.
You can also learn more about coverage for: