FAQs on IHI Travel Coverage

1. This refers to travel to your country of origin, for some students this will be your country of citizenship.
2. If you are a dual citizen, your country of origin will be the country where you were last residing before entering Canada.

You are only covered for emergencies resulting in hospitalization (must be admitted as an in-patient), up to $2,000 CAD per day for all services combined as specified in the Medavie Blue Cross contract.

This refers to any travel, for leisure purposes, outside of Canada and outside your country of origin.

1. Up to 4 consecutive weeks per trip: You are covered for emergency medical expenses and hospitalization.
2. More than 4 consecutive weeks: You are only covered for emergencies resulting in hospitalization (must be admitted as an in-patient), up to $2,000 CAD funds per day for all services combined as specified in the Medavie Blue Cross contract.
3. All details can be found on the comprehensive guide for leisure travel benefits.

University sanctioned international activities include:

1. Curricular activities (i.e., credit or non-credit course work, exchange programs, field work, music performances and research).
2. Or co-curricular activities (e.g. University funded internships, varsity sports) that are officially approved or endorsed by McGill and for which international travel is an essential part of the activity, whether or not the student is pursuing the activity for academic credit or recognition, or receives University or third-party funding.

University sanctioned international activities exclude:

1. Activities sponsored or organized by student clubs or associations,
2. Activities organized solely by a student or group of students.

1. Yes, you are covered for University Sanctioned Activities outside of Québec in Canada.
2. For more details, please check the website for University Sanctioned Activities.

1. Yes, ONLY if you are participating in a University Sanctioned Activity outside of Canada in a country other than Canada or your country of origin.
2. For more details, please check the website for University Sanctioned Activities.

1. If you opt to travel internationally, we recommend you carefully review the Information on travelling to, from and within Canada around international travel and requirements around returning to Canada.
2. We also recommend to regularly check the site for any new or updated information.

1. All standard Medavie Blue Cross travel plans will now cover eligible emergency hospital and medical expenses related to COVID-19, subject to existing maximums and all other terms, conditions and limitations of your policy.
2. As with other health conditions, any illness must be considered “sudden and unexpected” in order to be eligible, meaning that if you depart with a confirmed case of COVID-19 you will not be covered for any related costs.
3. Please note: due to the impact of COVID-19 on health and travel resources in foreign countries, although we will endeavour to provide access to health resources in case of an emergency, we may be limited in the support that can be accessed.

1. Any COVID-19 testing, including those required by governments to re-enter the country.
2. Any costs related to delays caused by testing requirements.
3. Any costs related to quarantines, including those mandated by governments, such as meals & accommodations during quarantine, trip interruptions, delayed returns, trip cancellations, and possible exposure PCR tests.