Congratulations on graduation!

Cancelling your IHI plan:

1. If you would like to cancel your IHI plan after your final term at McGill, please refer to the Cancelling your insurance policy page for more information.
2. All claims must be received by Medavie Blue Cross Insurance no later than 90 days after the end of the policy year in which the claims were incurred or 90 days after the end of your coverage, whichever is sooner.
3. If you are submitting claims for services incurred:
   1. Before Sep 1: Your claims must be received by Medavie Blue Cross Insurance by Nov. 29 of the same year.
   2. On or After Sep1: Your claims must be received by Medavie Blue Cross Insurance by Nov. 29 of the following year.
4. For more information, please see page 19 of the Medavie Blue Cross Handbook. For information on how to submit a claim, please see our eClaims page.
5. If you no longer have access to your Medavie Blue Cross app/portal, please use the Health Insurance Claim Form and submit it by mail to: C. P. 3300, SUCCURSALE B, MONTRÉAL (QUÉBEC) H3B 4Y5

Eligibility for RAMQ coverage:

1. Régie de l'assurance maladie du Québec (RAMQ) is Quebec's provincial health insurance plan.
2. Students who graduate and obtain an open 3-year Post-Graduate Work Permit are eligible for RAMQ coverage.
3. You must obtain the Post-Graduation work permit (PGWP) first before you can registered as temporary worker for the RAMQ plan.

Please note, we suggest that you register for RAMQ coverage as soon as you will obtain your PGWP since there is a three-month waiting period following your registration with the RAMQ. Once RAMQ has been obtained, you may need to purchase supplemental health insurance. RAMQ provides only basic benefits - please consult on what is covered by RAMQ plan.

Related Content: