Our office and phonelines will be closed on July 25th, 2025.

FAQs on RAMQ (Québec Health Insurance)

Which countries have reciprocal social security agreement with the province of Québec?

The following countries have reciprocal social security agreements with the province of Québec:
  • Danish Flag Denmark
  • Finnish Flag Finland
  • French Flag France
  • Luxembourgish Flag Luxembourg
  • Norwegian Flag Norway
  • Portuguese Flag Portugal
  • Swedish Flag Sweden
  • Belgian Flag Belgium
  • Serbian Flag Serbia
  • Romanian Flag Romania
  • Greek Flag Greece

International students from which countries are eligible to apply for Quebec Health Insurance Plan (RAMQ)?

Students from countries with reciprocal social security agreement with the province of Québec are eligible for Québec Health Insurance Plan (RAMQ).

Am I eligible for every benefit provided by RAMQ as an international student from a country with reciprocal social security agreement with Québec?

  1. You are NOT eligible for the prescription drug plan, with the exception of students from France.

Should I join my Student Society's health plan as an international student from a country with a reciprocal social security agreement with Québec?

  1. YES. We recommend opting in to your Student Society's Supplemental Health plan (SSMU, PGSS or MACES) as it is a supplemental health insurance plan that will cover other expenses that are not covered under the RAMQ provincial plan.
  2. You can review what RAMQ provincial plan actually covers and what the Student Society's Health plan covers additionally.
  3. Opt-in to the SSMU, PGSS or MACES plan normally happens at the end of August and throughout September - online.
  4. If you miss the opt-in period you will not be able to opt-in until the next academic year.
Back to top