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Young investors often overestimate their risk tolerance

Published: 23 July 2025

McGill software engineering student David Vo began investing in markets when he was just 17 years. Now aged 20, he’s managing a portfolio worth tens of thousands of dollars. Like many in Gen Z, the Bachelor of Commerce student began investing in markets without any formal training. When starting out, one of the most common errors new investors make is overestimating their risk tolerance, McGill Desautels Associate Professor of Finance Benjamin Croituru told LaPresse. “Too often, young people dive into risky investment, without fully understanding what they’re getting into.

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