McGill University Pension Plan (MUPP)

All general enquiries concerning the McGill University Pension Plan should be referred to McGill University Savings Programs Call Centre at 1-855-687-2111 (Canada and US) or 1-416-390-2613 (Overseas).

For members who joined the Plan on or
after January 1, 2009


For those employees who became eligible to join the McGill Pension Plan on or after January 1, 2009, the Pension Plan is a defined contribution plan (Part B). You and the University each contribute a certain amount to the plan every pay. You choose how you wish to invest these contributions from a range of investment options provided through the plan. When the time comes to settle, you use your pension account balances to provide a retirement income.

To learn more, please refer to the following document: 

2018 Pension Plan Brochure (Part B)

Plan Fees:

  • Investment Fees: can be found in the Quarterly Profile Sheets
  • Record Keeping Fees:  $58.96 (2018) including taxes and an annual indexation

For members who joined or were eligible to join the Plan prior to January 1, 2009


If you joined or were eligible to join the McGill Pension Plan prior to January 1, 2009, the Pension Plan is a hybrid plan. First, it’s a defined contribution plan. You and the University each contribute a certain amount to the plan every pay. You choose how you wish to invest these contributions from a range of investment options provided through the plan. When the time comes to settle, you use your pension account balances to provide a retirement income.

But to protect against the investment risks inherent in a straight defined contribution plan, the McGill Pension Plan includes a defined benefit minimum.

To learn more, please refer to the following document:

2018 Pension Plan Brochure - Hybrid (Part A)

Plan Fees:

  • Investment Fees: can be found in the Quarterly Profile Sheets
  • Record Keeping Fees:  $122.85 (2018) including taxes and an annual indexation