McGill University Pension Plan (MUPP)

All general enquiries concerning the McGill University Pension Plan should be referred to McGill University Savings Program with Sun Life Financial at 1-888-444-2023 or by using the PDF icon Universal Toll-Free Number.  To send documents to Sun Life, please use the PDF icon Sun Life Mobile App.

For members who joined the Plan on or after January 1, 2009


For those employees who became eligible to join the McGill Pension Plan on or after January 1, 2009, the Pension Plan is a defined contribution plan (Part B). You and the University each contribute a certain amount to the plan every pay. You choose how you wish to invest these contributions from a range of investment options provided through the plan. When the time comes to settle, you use your pension account balances to provide a retirement income.

To learn more, please refer to the PDF icon 2020 Pension Plan Brochure (Part B)

Please note that this document is in the process of being updated in order to reflect the change to record keeper to Sun Life Financial as well as changes related to Amendment No. 25 to the McGill University Pension Plan.

Plan Fees:

  • Investment Fees: investment fees can be found on the Sun Life secure site using PDF icon Morningstar®.
  • Record Keeping Fees:  $100.68 (since September 2021) including taxes and an annual indexation

For members who joined the Plan prior to January 1, 2009


If you joined or were eligible to join the McGill Pension Plan prior to January 1, 2009, the Pension Plan is a hybrid plan. First, it’s a defined contribution plan. You and the University each contribute a certain amount to the plan every pay. You choose how you wish to invest these contributions from a range of investment options provided through the plan. When the time comes to settle, you use your pension account balances to provide a retirement income.

But to protect against the investment risks inherent in a straight defined contribution plan, the McGill Pension Plan includes a defined benefit minimum.

To learn more, please refer to the PDF icon 2020 - Pension Plan Brochure - Hybrid

Please note that this document is in the process of being updated in order to reflect the change to record keeper to Sun Life Financial as well as changes related to Amendment No. 25 to the McGill University Pension Plan.

Plan Fees:

  • Investment Fees: Investment fees can be found on the Sun Life secure site using PDF iconMorningstar®.
  • Record Keeping Fees:  $162.24 (since September 2021) including taxes and an annual indexation

 

 

 

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