Summer Office Hours (June 3 - August 30)

Monday - Friday: 9am-4:30pm

Closed for Lunch: 12-1pm

 

**ISS will be closed Thursday, July 18th for a staff event**

 

Adding Dependents

To add a dependent:

Access Minerva ⇒ Student⇒ International Student Health Insurance Coverage Form and select Add Dependents from the drop-down menu.

If you have already confirmed your coverage on Minerva, you must send your request international.health [at] mcgill.ca (by email )and include the full name, date of birth, gender and citizenship of your dependent. Once your dependent has been added to your plan you will receive a confirmation email and there will be a premium adjustment to your contract.

Example #1: if you add your spouse to your plan on October 1st, your contract will change from an annual SINGLE coverage to an annual DEPENDENT coverage within 8 business days upon adding your dependent. You will see a refund of an annual SINGLE coverage premium and a charge of an annual DEPENDENT coverage premium in your student fee account within 8 business days.  Example #2: if you confirmed your SINGLE coverage contract in the fall term, then you add your spouse and child on February 1st, your premium will change from SINGLE to FAMILY for winter & summer terms. You will obtain a refund of two-term SINGLE coverage for winter & summer terms and a charge of two-term FAMILY coverage for winter & summer terms in your student fee account within 8 business days

Types of coverage

TYPES OF COVERAGE WHO'S COVERED  
SINGLE COVERAGE Only you (student)  
DEPENDENT COVERAGE  You and your spouse* OR you and your dependent** child

*Spouse - the person, of opposite sex, or same sex, who is:

  • legally married to you or
  • Designated by you and with whom you have been living on a permanent basis for at least one year (this period does not apply if a child is born of such union).
    At any given time, only one person may be insured as your spouse.

**Dependent Child(ren) unmarried financially dependent child(ren), until they reach age 18.

FAMILY COVERAGE You, your spouse and at least one dependent child OR you and more than one dependent child

 Rates

  • Visit our Rates Page to inquire about the costs of adding dependents for your coverage year. 

 

Start of coverage for Dependents:

•If a dependent arrives to Canada/joins the plan between 15th of either August, December or April and before the 1st of either September, January or May – dependent’s coverage begins on the 15th of either August(for the fall term), December(for the winter term) or April(for the summer term);
•If a dependent arrives to Canada/joins the plan after the 1st of September, January or May  – dependent’s coverage begins on the 1st September, January or May of a given semester.

Change in coverage following the birth of your child:

You have 30 days from the date of birth of your child to change your coverage according to your new situation. The hospital will bill Blue Cross insurance provider for mother and baby-related expenses within 30 days window.

• If you initially chose the single coverage, your contract will change to dependent coverage with a premium adjustment. (For example, if your child is born on October 1st, your contract will change from an annual SINGLE coverage to an annual DEPENDENT coverage. In your student fee account, you will see a refund of an annual SINGLE coverage premium and a charge of an annual DEPENDENT coverage premium within 8 business days upon adding your dependent).

• If you initially chose dependent coverage for you and your spouse, your contract will change to family coverage with a premium adjustment. (For example, if your child is born on October 1st, your contract will change from an annual DEPENDENT coverage to an annual FAMILY coverage. In your student fee account, you will see a refund of an annual DEPENDENT coverage premium and a charge of an annual FAMILY coverage premium within 8 business days upon adding your dependent).

Refer here for IHI premium rates.

NOTE: Cancellation of coverage for dependents can only be done in the first 30 days of each new semester. Such request must be in writting (international.health [at] mcgill.ca) and will be evaluated on a case by case basis.