The following is a summary of the 2025 contribution rates for coverage under the McGill Benefit Program. Amounts paid by you are deducted directly from your after-tax pay. You may claim your Supplemental Health and Dental plan contribution as a tax deduction when you file your annual income tax return. Rates are subject to change.
|
Benefit |
2025 | 2025 |
|---|---|---|
| MCGILL PAYS | YOU PAY | |
|
Bi-weekly |
Bi-weekly |
|
| Supplemental Health Single Family |
|
|
| Dental Single Family |
|
|
| Short-Term Disability | 100% | $0.00 |
| Long-Term Disability | $0.00 |
1.145 % per $100 |
| Basic Life Insurance | 100% | $0.00 |
| Optional Life Insurance | $0.00 | see table below |
| Accidental Death and Dismemberment | 100% | $0.00 |
|
Single Family |
$0.00 $0.00 |
$145.33 $290.65 |
*Plus 9% sales tax for Quebec residents, and 8% for Ontario residents.
For those who retired on or after June 1st, 2016:
| Benefit | McGill Pays Bi-weekly | You pay Bi-weekly |
|---|---|---|
|
Supplemental Health |
|
|
|
Dental |
|
|
| Basic Life Insurance | 100% | $0.00 |
| Optional Life Insurance | $0.00 | See table below |
*Plus 9% sales tax for Quebec residents, and 8% for Ontario residents.
For those who retired before June 1st, 2016:
| Benefit | McGill pays Bi-Weekly | You pay Bi-weekly |
|---|---|---|
|
Supplemental Health |
|
|
|
Dental |
|
|
| Basic Life Insurance | 100% | $0.00 |
| Optional Life Insurance | $0.00 | See table below |
*Plus 9% sales tax for Quebec residents, and 8% for Ontario residents.
Optional life insurance rates
Monthly cost per $1,000 of insurance:
| Age group | Rates ($) |
|---|---|
|
20-34 |
0.029 |
*Plus 9% premium sales tax for Quebec residents, 8% for Ontario residents.
Old Life Insurance Plan
The monthly contribution rates per $1,000 of coverage are as follows:
|
Rates |
|
|---|---|
| Active employees | $1.852 |
| Retired employees | $3.307 |
If you have any questions regarding these rates, please call the HR Service Centre at 514- 398-4747.
