During the period in which McGill has committed to offering remote instruction, the Scholarships and Student Aid Office is pleased to offer virtual services as well as limited in-person services.

Student Services is here for you!

McGill offers a wide variety of services to support student success and well-being. Due to the COVID-19 alert level in Montreal, some of our services will return to remote delivery until further notice. For details, click visit the "How to Access Student Services" page. In all cases, access is by appointment only, so please contact us for an appointment.

Coronavirus Updates How to Access Student Services Remote Student Life Portal

US alternative (non-government) loans


Students in need of additional funding may consider alternative (non-government) loans. Please note the following information:

  • All US students can apply, including those not registered in a degree program
  • Students studying less than half-time are eligible to apply for a loan from GEMS or Sallie Mae Student Loans
  • Students may borrow up to the cost of attendance minus any financial aid received
  • A co-signer may be required
  • Alternative loan interest rates, fees and repayment options differ from US government loans
  • McGill will certify other alternative loans provided the organization will lend to a student attending an institution outside the US

Applying for a US alternative loan

Students should apply online via the loan provider's website (see list below). The lender will contact our office for cost and registration information.

Receiving your US alternative loan

All students receive their alternative loan funds by cheque in two equal disbursements (usually in September and January for Fall and Winter terms). An e-mail notification is sent out by McGill's Student Accounts Office when the cheque arrives. The student must go to Service Point to endorse the cheque which is subsequently deposited into the student’s fee account.

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