Our office is open during regular business hours, Monday - Friday, 10am - 4pm.
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Canadian Non-Resident students or new Permanent Residents who:
- Are not eligible for the Régie de l'assurance maladie du Québec(RAMQ) and,
- Have no insurance coverage or,
- Whose private insurance is not adequate.
have the option of enrolling in McGill's International Health Insurance (IHI) Plan.
How to enrol:
- Log on to Service Desk Portal using your student email ID.
Warning: Do not use an email alias to login. - Select the Canadian Non-Resident Sign-up option.
- Fill all the relevant details in the form such as coverage period, dependants, etc., and create a ticket.
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Students who wish to opt-in to the IHI plan must fill out a new web-form at the beginning of each new academic year and/or term, depending on their situation.
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If you want to have IHI coverage for the whole year, choose all the 3 terms while filling out the enrolment form.
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Please note different rates apply to single and dependant coverage plans.
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For detailed information on rates based on the number of semesters and plan types (single, dependent, family), please visit our IHI rates page.
| term | deadline to apply | Requests processed between |
|---|---|---|
| Fall (September 1 to December 31) | September 30 | August 1 and September 30 |
| Winter (January 1 to April 30) | January 30 | December 1 and January 31 |
| Summer (May 1 to August 31) | May 31 | April 1 and May 30 |
Disclaimers:
- If a Canadian non-resident student chooses to opt-in to the IHI plan, the charges for the supplemental health and dental portions of their respective student society’s insurance plans (SSMU, MCSS or PGSS) will not be automatically removed from the student's account.
- Students who are currently in the three-month waiting period following RAMQ registration may wish to remain enrolled in the supplemental health plan as there are extended benefits that may be of interest.
- Students, who opt-out of the supplemental health plan, cannot rejoin this plan until the next academic year.
- Students should evaluate their own situation prior to making a decision to opt out.