Joanna Ledgerwood joined the Aga Khan Foundation in 2007, based in Geneva where she leads the Foundation’s research and access to finance activities. Prior to moving to Geneva, Ms. Ledgerwood was based in Kampala Uganda as the Director for the USAID-funded Support for Private Enterprise Expansion and Development (SPEED) Project in Uganda, which focused on assisting MFIs to become regulated deposit-taking institutions. Before Uganda she was Deputy Director for the Microenterprise Access to Banking Services (MABS) Project, a USAID-funded project located in the Philippines that assists rural banks to provide financial services to microenterprises. Until moving overseas, Ms. Ledgerwood spent eight years consulting to the banking and microfinance sectors and 2 years as an International Advisor with Calmeadow in Toronto Canada, providing technical assistance to MFIs in Africa, Asia, and Latin America. She is a frequent presenter at international conferences and has written numerous papers and books, including Transforming MFIs - Providing Full Financial Services to the Poor (2006) with Victoria White, and the Microfinance Handbook (1998), both published by the World Bank. She is currently writing the New Microfinance Handbook to be published in June 2012. Ms. Ledgerwood holds an M.B.A. degree, specializing in International Finance, from McGill University in Montreal Canada and a B.Sc. from the University of Alberta.