This webinar primarily focuses on how to create and maintain a reasonable budget given your income level. It covers the main pitfalls of improper budgeting and will show you ways to stay on track. Learn how to effectively monitor and cut costs using various free online tools and apps and how to automate your savings.
This webinar will cover the ins and outs of credit cards, various types of loans, and the benefits of debt consolidation. Participants will learn how credit cards work, select the best credit card given their specific circumstances, and familiarize themselves with the key features of lines of credit.
This webinar will review the importance of credit scores and ways to boost them. You will learn how to obtain free credit reports and how improving your credit score can potentially save you hundreds of thousands of dollars.
Do TFSAs, RRSPs, GICs, and ETFs sound like a foreign language? Do you equate investing in the stock market to a game of chance? Join us for this insightful webinar brought to you by the Financial Consumer Agency of Canada and learn how better managing your finances today can lead to a more prosperous future.
Would you like to better understand tax slips and learn how to file your income taxes? Then this webinar is for you. We will first start with a brief overview of the Canadian tax system covering topics such as: types of different taxes, tax brackets, and how different income gets taxed.
Here you are in grad school, not even having started a “real job” yet and along comes a webinar talking about pensions. Isn’t this something for “old people” to worry about? Turns out that the average Canadian is woefully underprepared for their retirement, not having saved nearly enough.
Under what circumstances does an RRSP or a TFSA contribution make more sense? What are some of the most tax-efficient investments available? How is the RRSP tax refund calculated?
Do you want to invest in a mutual fund or an ETF but are unsure how to make sense of all of the documentation provided? What is the key information you should focus on in a Prospectus and Fund Facts Sheet? This advanced webinar will answer these questions and more.
Learning Outcomes:
Debating whether mutual funds, robo-advisors, or ETFs are best for you? What is the optimal portfolio balance given your age and risk tolerance? Should you invest only in Canadian securities or be globally diversified, and if so, what should be your percentage allocation to each?
We will go over the questions to ask and the steps to take when selecting a good financial advisor. We will review how to set up a financial plan (Investment Policy Statement, "Know your Client" form).
You have probably heard that raising a child from birth to adulthood can cost a few hundred thousand dollars. Given the rising cost of education, what are some places where you can cut back without depriving yourself or your children? What is the difference between individual, family, and group RESPs?
Term, whole-life, universal… which type of insurance is most appropriate for you? If you are already insured, do you have sufficient coverage? Why is it important to create a will? This webinar will address the various pros and cons of each sub-type of life insurance and review the basics of inheritance law in Québec.
The last few years have seen phenomenal gyrations in the crypto markets. It's common for many cryptocurrencies to rise tens, or even hundreds of percentage points in value over several weeks and months, before crashing by 50-90% over a matter of days or weeks from any given peak.
This webinar will briefly review key crypto concepts such as consensus algorithms, various crypto use-cases, & risks surrounding the crypto space.
Do you wonder whether it makes more financial sense to rent or buy? Wondering what the true costs of home ownership are? This webinar will show you how to calculate how much house you can truly afford and whether you may be overpaying or getting a great deal.