Quebec student aid
Eligibility and applying
The 2013-14 online application is available - apply NOW to get your funding on time!
Canadian citizens, permanent residents and refugees or protected persons qualify for the Quebec Loans and Bursaries program if they are deemed a resident of Quebec for student aid purposes at the time of application. For information about the eligibility requirements for the Quebec student assistance program, and to submit an online application, please visit the Aide financière aux études Québec website.
Deadlines
Applications for Quebec government aid must be submitted within 60 days of the end of a student’s last month of recognized studies. In order to ensure that financial assistance is received at the beginning of the academic year, students should apply in May and submit all required documents as soon as possible. A financial assistance assessment cannot be made until all documents are received. More info at: Aide financière aux études Québec.
Aid for summer studies
- Students currently receiving Quebec aid must be registered for 12 credits/full-time to qualify for additional funding during the summer
- First time applicants who have a permanent code must submit an online application
- First time applicants who do NOT have a permanent code must complete a hard copy application (available at McGill's Student Aid Office)
- Deadline to apply: 60 days after the summer study period's end date
Repaying your Quebec student loans
The Quebec government pays interest on your loans while you are considered a full-time student. You are responsible for the interest that accrues on the loan beginning the first month following your last day of full-time studies. You do not have to start paying any part of your loan, however, until 6 months after the end of your studies. You can "capitalize" the interest that accumulates over the 6 months, meaning that the interest accrued is added to your loan debt.
If your budget allows for it, making payments as soon as you finish your studies is a good way to save money on interest charges.
You must contact the bank where you negotiated your government loans in order to arrange for repayment.
You may want to book an appointment with a Scholarships and Student Aid Financial Counselor to discuss your repayment options.
Loan Remission Program
Under the Loan Remission Program students may have a percentage of their student loan debt forgiven! Please note: The Scholarships & Student Aid Office provides the stamp for the "Seal of Educational Institution" required on this application form.
What if I cannot repay my Quebec student loan?
The government has a Deferred Payment Plan for students with income below a certain threshold.
Questions?
Our staff can help answer your questions about the Quebec program. Come by our front counter, or contact us via phone or e-mail.