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Tuition payment deferral


Students are expected to pay their tuition and fees by their e-bill due date. Non-payment of fees will result in interest charges, late payment fees and account holds that prohibit access to registration, course add/drop, transcripts, etc.

Some students, however, may be eligible for a Tuition Payment Deferral. Deferrals are granted on a per term basis, during which time no interest or late payment charges are applied on eligible fees

Please refer to the Student Accounts website for more information.


Eligibility

To be considered for a Tuition Payment Deferral, applicants must:

  • be registered in a full-time degree program
  • have NO prior term fees outstanding greater than 30 days
  • expect to receive funding from one of the following sources:
    • graduate external funding administered by McGill
    • graduate  TA or RA income
    • graduate awards paid in installments
    • government student aid
    • or, in the case of international students (non-US), experiencing delays in transferring funds from external sources

Eligible fees that can be deferred include: tuition, registration fees, health and dental insurance charges.

Fees that cannot be deferred include: Housing, Meal Plans, fines and penalties, campus printing charges.


Application and deadlines

To apply for a Tuition Payment Deferral go to Minerva > Financial Aid/Awards tab > Defer Payment of Tuition and Fees.

The deadline to request a Tuition Payment Deferral depends on the nature of the deferral itself. It is advisable to apply for the deferral before the first fee deadline to avoid interest charges. Interest charges will not be reversed for late applications. 

Please refer to the Student Accounts website for more information.


Accountability

It is the student’s responsibility to ensure their situation has been accurately reported. All requests are subject to verification and decisions may be reversed resulting in re-instatement of interest and /or late payment charges.


Additional aid

If a Tuition Payment Deferral does not sufficiently meet your financial needs, you may apply for additional assistance via Minerva > Financial Aid/Awards tab > Financial Aid Menu > Apply for McGill Financial Aid > Apply for In-Course Financial Aid > Update your financial aid profile and submit your application. Once you have completed your application, you will need to make an appointment with a Financial Aid Counselor by calling 514-398-6013 (514-398-7992 for Macdonald Campus students).