McGill's International Student Health Insurance Plan is compulsory for all international students, except in rare situations where exemptions may be granted. However, your health insurance coverage may be cancelled if you:
More information about these situations can be found below. For a detailed explanation of the cancellation process, contact ISS.
Reasons for cancelling
When you graduate, you may be eligible for a term-based prorated refund, and you must request your refund in writing by international [dot] health [at] mcgill [dot] ca (e-mail):
- January 30 for a refund for the Winter and Summer semester.
- May 30 for a refund for the Summer semester.
If you withdraw from McGill or your status at McGill becomes inactive, your coverage will end and your student account will be adjusted to include a term-based pro-rated refund of your insurance premiums. If the date of your withdrawal is before the Registrar's Web withdrawal deadline, you will receive a full prorated refund of insurance premiums paid. If the date of your withdrawal is after the Registrar's Web withdrawal deadline, you will receive a partial refund. Please note that if any claims were made during term in which you withdraw, we will not be able to process a refund for that term. If you have been granted a leave of absence, please check with your Faculty to determine how your status will be affected.
For information on withdrawal deadlines, please click here.
If you become a Canadian permanent resident in a given term you will be eligible for a refund for the future term(s) within the current academic year. In order for your coverage to be adjusted, you must send your record of landing and/or your Quebec Medicare card/letter to ISS by international [dot] health [at] mcgill [dot] ca (e-mail).