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Rate summary

The following is a summary of 2013 monthly rates for coverage under the McGill Benefit Program. Amounts paid by you are deducted directly from your after-tax pay. You may claim these amounts as a tax deduction when you file your annual income tax return. Rates are subject to change.

Contribution Rates 2013


Benefit Cost per month 
McGill Pays    You pay
Supplemental Health
Single
Family
$39.60
$78.02
$39.60
$78.02
Dental
Single
Family
$20.43
$45.68
$20.43
$45.68
Short-Term Disability 100% $0.00
Long-Term Disability $0.00 $0.948 per $100 of monthly earnings
Basic Life Insurance 100% $0.00
Optional Life Insurance $0.00 see table below
Accident Insurance 100% $0.00

plus 9% premium sales tax for Quebec residents


Optional Life Insurance Rates

Monthly cost per $1,000 of insurance:

Age group Rates ($)
20-34
35-39
40-44
45-49
50-54
55-59
60-64
65-69
70-74
75-79
80-84
85-89
90-94
95 +
0.026
0.033
0.047
0.073
0.124
0.217
0.264
0.497
0.826
1.287
2.069
3.305
5.197
6.755

There is a 9% premium sales tax for Québec residents.

If you have any questions regarding these rates, please call the HR Service Centre at 514- 398-4747.