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Taking leave

Your coverage under the McGill Benefits Program can continue during certain leaves, as outlined here:

Unpaid leaves of absence

Coverage for all benefits may continue while you are absent on an approved unpaid leave of absence, provided you continue to pay your share and the University's share of the plan costs.

Maternity leave

Coverage for all benefits continues while you are absent on an approved maternity leave, provided you continue to pay your share of the plan costs. You will not, however, receive any benefit payments through the Long Term Disability Plan while you qualify for employment insurance maternity benefits.

Short-Term Disability leave

Coverage for all benefits continues while you are receiving Short-Term Disability benefits. You will continue to pay your share of Supplemental Health, Dental, Long-Term Disability, Optional Life Insurance (if applicable) costs, as well as the Pension Plan.

Long-Term Disability leave

Coverage for all benefits continues while you are eligible to receive Long-Term Disability benefits under the McGill LTD Plan. You will continue to pay your share of Supplemental Health and Dental costs. Coverage under the Life Insurance and Accident Insurance Plans as well as the Pension Plan will continue at no cost to you during a Long-Term Disability leave. 

In the case of an active member whose employment terminates while they are in receipt of LTD payments, the continuation of the Pension Plan, Health Plan and Dental Plan shall not extend beyond the employment end date