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Your Provincial Health Care Coverage Must Be In Force While You Are Away

                 

TEMPORARY RESIDENTS - Coverage is limited to a maximum 21 days duration

                                                
If you are a temporary resident - the RAMQ imposes a 21-day travel restriction rule. Temporary residents may leave Quebec for periods of 21 consecutive days or less and remain covered under the Quebec Provincial Health Insurance Plan for services covered outside Quebec. If you stay outside Quebec for longer than 21 days, you will not be covered under the Quebec Provincial Health Insurance Plan for services covered outside Quebec for the entire duration of your absence.
Similarily, since you must have provincial health care coverage in order to be covered under the McGill Supplemental Health Plan, if you remain outside the province for longer than 21 days and do not have coverage under the Quebec Provincial Health Insurance Plan, you will also not be covered under the McGill Supplemental Health Plan for services incurred outside Quebec for the duration of your absence.

For more information, refer to the RAMQ website - Persons staying in Quebec temporarily.

         

PERMANENT RESIDENTS - You must have Provincial Plan Health Care  

                                                                                                            
To remain covered by the Québec Health Insurance Plan:  your stay outside the province must be less than 183 days in any given calendar year (Jan-Dec).
If you plan to be outside the province for 183 days or more: you must ensure that your coverage under the Quebec Health Insurance Plan will continue while you are away.  It is therefore imperative that you notify the RAMQ before you leave. Consult the RAMQ website  for important details.  Since you must have provincial plan health care in order to be covered by the McGill Supplemental Health Plan, if your Quebec health insurance does not continue, you will not be covered by the McGill Supplemental Health for services incurred outside Quebec for the duration of your absence.