Brought to you by AMF & McGill School of Continuing Studies
Like too much ice cream, too much credit can make us sick. Find out how to check your personal credit record, reduce interest and late fees and pay down excessive debt. Understand the difference between “good” and “bad” credit and live with and without debt worry-free. This hands on “Do it Yourself” 2 hour session will help you manage your day to day use of credit so that you reduce your borrowing costs to the minimum and learn how to form good credit habits for life.
This workshop is also available in French. Learn more here.
Date: November 20, 2012
Time: 16:00 – 18:00 pm
Location: 688 Sherbrooke Street West
Workshop Fee: Free
Description
We will explore how personal values and our consumer culture affect our spending and borrowing habits. Participants will learn how to list and analyze their current debt and how to create a fail-proof debt repayment plan. We will discuss the pros and cons of the credit industry and how to use credit productively. We will also explore the legal options when financial circumstances prevent us from repaying debt as contracted. Tips and tricks on how to avoid debt traps will be shared in the group setting.
Objectives
At the end of this workshop participants will be able to:
- Analyze their debt situation
- Create a debt repayment plan
- Request and review one’s credit report
- Plan and negotiate the use of credit in meeting financial goals such as buying a house
- Monitor progress and make improvements
Who Should Attend
Anyone who wishes to gain control over their personal debt and day to day financial management.
Facilitator
Brenda Shanahan, BSW, MBA, CFP is a former banker turned social worker who is a trailblazer in the field of financial education. Brenda’s mission is to help individuals, couples and families manage their money with confidence. As a financial educator and counsellor, Brenda works with students, private clients and community groups on financial literacy topics such as budgeting, debt, investment savings, taxes, disability and estate planning as well as social policy issues concerning social benefits and income security.
Brenda currently writes a weekly column called “Let’s Talk Money” for the Montreal Gazette addressing personal finance questions with a social work twist and is frequently asked by radio and online media to provide financial education and comment on fiscal policies affecting ordinary Canadians.